earnistConnect your cards.
Swipe.
Get your money back.
Every card swipe you make is a chance to keep more of what you earn. Earnist finds those chances automatically — and hands you a tax-ready report at the end of the year.
You built the income.
Now keep it.
Nobody's going to hand you the deductions you earned. Not the IRS. Not the payment apps. Not the "AI bookkeeping" services that lock you into a monthly subscription and still make you upload a spreadsheet.
Earnist is the tool that respects how you actually work — swipe through your own transactions, own your own numbers, and walk into tax season without owing anyone an explanation.
No shoeboxes. No spreadsheets.
Connect once. Every purchase lands in your deck. Business right, personal left. Done.
Always know what's yours.
Income, spending, deductions, take-home — one screen. No surprises in April.
Own the whole report.
One PDF. IRS Schedule C mapping already done. Give it to a CPA — or don't.
Three steps. That's it.
Connect your cards.
Link your bank, credit cards, Venmo, PayPal, Cash App, and Zelle — all through Plaid, read-only. Every transaction lands in your Review deck the moment it happens.
Swipe.
Business? Right. Personal? Left. The category is already suggested. A week of transactions takes under a minute.
Get your money back.
One-tap year-end report, IRS-ready. Hand it to your accountant or file it yourself — either way, the money you earned stays with you.
Built for every kind of earner.
From a college NIL athlete to a touring musician to the freelance designer running solo — Earnist adapts to your work, your category set, and your tax situation. Or start blank and build it your way from scratch.
See what you're
leaving on the table.
Most self-employed earners miss thousands in legit deductions every year — not because the rules are hidden, but because tracking sucks. Punch in your rough numbers and see what Earnist could save you.
- · Ratios based on typical business expense mix
- · Assumes 30% combined federal + self-employment + state tax
- · Illustrative only — actual results vary, always confirm with a CPA
Estimate only — not tax advice. Earnist is a tracking & education tool, not a CPA.
Keep what you earned.
Free forever for manual tracking. Connect your cards on Pro for $6/mo — unlimited swipes, statement scanning, AI audits, mileage tracker, and CPA Connect. Cancel any time. No accountant referrals. No upsells. No data sold.