Earnist is an expense-tracking and education tool, not a CPA, tax preparer, attorney, or registered investment adviser. Deduction estimates, IRS Schedule C mappings, quarterly tax set-asides, and education content shown in the Service are illustrative and may not apply to your specific situation. Always consult a qualified tax professional before filing or making financial decisions.
These Terms of Service ("Terms") are a binding agreement between you and Earnist LLC ("Earnist," "we," "us") governing your use of the Earnist web and mobile applications (the "Service"). By creating an account or using the Service you agree to these Terms. If you don't agree, don't use the Service.
You must be at least 18 years old or the age of majority in your jurisdiction to create an Earnist account. Accounts that track expenses for minors must be created and operated by a parent or legal guardian.
You are responsible for safeguarding your password and for any activity under your account. Notify us at legal@earnist.app of any unauthorized use.
Eligible users earn 30% commission on the recurring subscription revenue of paying Pro referrals for as long as those referrals remain subscribed. Commissions are paid in arrears and may require minimum payout thresholds and tax documentation (Form W-9 / W-8). Earnist may suspend or terminate participation for fraudulent referrals, self-referrals, or other abuse.
Earnist uses AI (currently Anthropic's Claude vision and text models) to read receipts you upload, forward, or text in. AI output is best-effort and not guaranteed to be 100% accurate. You are responsible for reviewing each automatically extracted expense before relying on it for any purpose.
Earnist is a financial tracking tool designed to help you organize and understand your expenses and income. Earnist is not a licensed tax advisor, CPA, or financial planner. Nothing in this app constitutes tax advice, legal advice, or financial advice. All information provided is for organizational and informational purposes only.
Tax laws vary by individual situation and change frequently. Earnist strongly recommends consulting a licensed CPA or tax professional before filing any tax return or making financial decisions based on information in this app. Earnist LLC is not responsible for any errors, omissions, or outcomes resulting from use of this app.
You agree not to:
Earnist, its design, content, and trademarks are owned by Earnist LLC. You retain ownership of the data you upload. By uploading data, you grant Earnist a limited, non-exclusive license to process that data for the sole purpose of operating the Service.
You may terminate your account at any time from Settings → Delete account. We may suspend or terminate accounts that violate these Terms or the law, with or without notice. On termination, your right to use the Service ends and we will delete your data per our Privacy Policy.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, EARNIST DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, EARNIST'S AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID EARNIST IN THE PRIOR 12 MONTHS, OR (B) $100 USD. WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES.
You agree to indemnify and hold harmless Earnist LLC, its officers, directors, employees, and agents from any claims arising out of your misuse of the Service or violation of these Terms.
These Terms are governed by the laws of the State of California, USA, without regard to conflicts of law. Any dispute will be resolved in the state or federal courts located in California, and you consent to jurisdiction there.
We may update these Terms from time to time. If we make material changes we'll notify you by email or in-app. Continued use after the effective date constitutes acceptance.
Questions about these Terms? Email legal@earnist.app.